The right home insurance in Cyprus
How to choose the right home insurance in Cyprus
To protect your home, you can select one of the following programs and your insurance company will cover all the costs incurring from insured events. You can even change your door lock if some of your family members has lost his keys.
Home Flexible covers expenses arisen from fire, short circuit, smoke, lightning, bush fire, boiler or gas explosion, and other perils. It’s a good plan to start with.
Home Basic offers protection against loss occurring from fire effects. In addition, the following perils are covered by the company: earthquake, storm, impact, bursting of pipes, strikes, malicious damages, escape of oil, burglary, etc.
Home Plus policy includes all the benefits of the Home Basic plan, and also protects you against inflation, loss of rent, and covers your liability as owner or tenant.
Home Superior is designed for those who want to buy a strong shield for their home and keep everything safe no matter what: theft, falling trees, breakage of glass, accidental damage to cables or other things. With this policy, you can enjoy all the benefits of home assistant and our loyalty discount.
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|Table of Benefits||Flexible||Basic||Plus||Superior|
|Fire due to short circuit|
|Damage dir to fire fighting|
|Storm and tempest||optional|
|Collision by aircraft, vehicles, animals|
|Strikes, riots, civil commotion, political or labor disturbances|
|Escape of water/oil|
|Removal of debris|
|Consulting engineers and architectors|
|Solar heater cover|
|Loss of rent|
|Alternative accommodation expenses|
|Liability as owner/rental (not available when rented for tourist purposes)|
|Indemnity on the replacement of the sum insured|
|Automatic reinstatement of the sum insured|
|Breakage of glass/mirrors|
|Accidental damage to cables/underground services|
|Replacement of door locks|
|Accidental death benefit (for individuals only)|
|Credit Cards (for individuals only)|
|Luggage (for individuals only)|
The extent and kind of coverage you choose impacts on the price of your policy. Building materials, age and location of your home may also be a factor.
Apply for deductibles and reduce the price of your home insurance. The deductible (or excess) is the amount paid by the policy holder upon the occurrence of an insured event. For example, if you spend €1,000 to get your home repaired after escape of water, with an excess equal to €300, a claim payment will be €1,000 – €300 = €700.
To purchase home insurance, you provide us with your passport or ID and property ownership agreement (if any).
In the cost calculation form on top of this web page, enter your name and phone number. Select the premises you want to insure (House, Apartment, Building, Mortgage) and choose key perils. After you have submitted your request, we will contact you during our normal business hours from 8.30 am to 6.00 pm.
Why Home insurance
Why Home insurance
To cover damage in
To protect your home and
To have place to
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