Health insurance in Cyprus

It takes only 5 min to purchase medical insurance for migration purposes.
To get an unlimited access to professional medical services, you can choose between in-hospital and out-patient programs. We work with BUPF, CNP and many other insurance companies.

This policy is required to get a temporary residence permit for third country nationals staying within the territory of Cyprus. Migration insurance covers some part of your medical expenses within an amount specified in an insurance agreement. The cost is €175 including VAT.




Amount payable, €

Hospital cover:
Maximum amount payable per period of insurance and per person 13,750
Maximum amount per in-hospital treatment 8,750
Room and board, per day 70
Outpatient cover:
Maximum amount payable per period of insurance and per person 1,750
Maximum amount per out-hospital treatment 700
Maximum amount per doctor’s visit 20
Maternity cover (normal or caesarean section) up to 650

– The delivery shall take place at least 10 months from the commencement of cover
– In case of termination of employment, the commencement of pregnancy shall take place within the period of coverage in conjunction with above

Transportation of corpse 3,500


This policy covers hospital services provided by both public and private medical care institutions: single room and board, physiotherapy, chemo- and radiotherapy, surgeries, etc. In-hospital insurance pays for prescribed medicines. It’s valid worldwide 24/7.


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Maximum amount payable per course of treatment as this is described in the relevant document of the plan, € / year 1,000,000 1,000,000 1,000,000
Daily Hospital Allowance in a state or Private Hospital by the use of state or insurance organization
Pre and Post Hospitalization Expenses (e.g. diagnostic examinations, doctor`s visits, treatment and physiotherapy after hospitalization and surgery)
Plastic breast surgery due to mastectomy due to cancer
Reimbursement for natural childbirth
Reimbursement for complicated childbirth
Termination of pregnancy (only in the event of termination of mongolian fetus, or with thalassemia or ectopic) 100% 100% 100%
Diagnostic/therapeutic dilation and curettage with biopsy due to involuntary interruptıon of pregnancy
Type of room and board in Cyprus Single Room
Room and board abroad per day
Room and Board in the Intensive Care Unit in Cyprus 100% 100% 100%
Room and Board in the Intensive Care Unit Abroad per day
Emergency medical assistance in Cyprus
Sanitary expenses and services (medicine, sanitary material, use of surgery room) 100% 100% 100%
Expenses for artificial additive parts, corrective devices and medical machines that are surgically necessary 100% 100% 100%
Room and board for one of the parents for hospitalisation of a child below 12 years old
Chemotherapy, Radiotherapy
Organ Transplant (the expenses for the transplant removal are excluded)
Ambulance Transportation
Dental treatment only as a result of an accident
Surgeon´s Fees
Anaesthisiologist´s Fees
Surgeries that do not require hospitalisation
Wound suturing, fractures with plaster installation, gastroscopy and colonoscopy only in cases that result in polypectomy
Diagnostic gastroscopy and colonoscopy
Cardiocatheterization not resulting in pathological cause
Plastic Surgery as a result of an accident
Medical Second Opinion
Nurse at home up to 20 days (100% first 5 days, 75% thereafter 15 days)
Dread Disease Benefit (Kidney Failure, Multiple Sclerosis, HIV) 20,000 20,000 20,000

Note. Medical expenses cover in the event of hospitalisation abroad 100%

Emergency medical assistance outside cyprus

Emergency medical transportation or compensation 100% 100% 100%
Inpatient medical treatment 100% 100% 100%
Surgeon´s Fees 100% 100% 100%
Medical advice 100% 100% 100%
Daily hospitalisation treatment (room and board up to 5 days 100%) from the 5th day onwards
Expenses for repatriation of all covered persons per person
Expenses for corpse transportation
Bail payment for the termination of the temporary custody of the main insured
Ticket payment for transportation and return of patient´s one close relative for hospitalisation greater than 10 days
In the event of death in Cyprus of a close relative of the insured, that will result in terminating the trip, provision of ticket and return ticket for the main insured

– The plan provides cover in or out of Cyprus only if the insured lives in Cyprus permanently met.
– The above are covered provided that the deductibles have been.


This policy covers expenses incurred during doctor’s visits, diagnostic tests, physiotherapy and alternative treatment, such as homeopathy and acupuncture. Out-hospital insurance pays for medication with prescription. It’s valid worldwide 24/7.


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Outpatient coverage Outpatient I Outpatient II Outpatient III
Annual Maximum Amount for any claim in accordance with the Policy conditions, €/year 1,000 4,000 4,000
Deductible Amount for every claim in accordance with the Policy conditions
Doctor´s visit
– Within Cyprus
– Abroad
Medication with prescription 100% 100% 100%
Diagnostic tests which lead to pathological causes and which are made following doctor´s referral 100% 100% 100%
Diagnostic tests which do not lead to pathological causes and which are justified by the symptoms and which are made following doctor´s referral
Physiotherapy due to illness following a doctor´s referral up to (up to 15 recognised physiotherapies per year)
Physiotherapy due to accident following a doctor´s referral 100% 100% 100%
Alternative treatment (chiropractic, homeopathy, acupuncture) following doctor´s referral
Chronic conditions with a maximum amount paid for each chronic condition for the duration of the Policy
Dental Services

In the event of dental treatment with a participating dentist, the following dental treatments will be covered:

Free Dental examination:

  • Clinical Examination, information on diseases of the teeth and the periodontium (gingivitis, periodontitis)

Digital radiographic imaging:

  • 2 diagnostic intraoral X-Rays (Bitewings)
  • Panoramic X-Ray Diagnosis and treatment plan

Free Orthodontic examination and evaluation:

  • Clinical examination and consultation Diagnosis & treatment plan

Free personalized support:

  • Digital dental medical history record
  • 24 hour support center: immediate communication with dentist in cases of emergencies and accidents

All the other dental treatments will receive at least 10% discount from the applicable pricelist of the participating dentists


This option covers annual general medical examinations: clinical examination, cardiogram, blood tests including sugar, cholesterol, bilirubin, etc. For men over 40, the level of the prostate specific antigen is covered. For women over 40, the level of the cancer antigen (CA) 125 is included in the option.


General Medical Examinations includes the following:




Clinical Examination



General Urine Examination


Blood Tests which include:

– Complete Blood Count



Uric Acid


HDL – Cholesterol

LDL – Cholesterol




Iron (FE)

Males more than 40 years old PSA (Prostate)


Females more than 40 years old CA 125 (Ovarian carcinoma)


The policy price depends on the age of an insured, health history, selected program and geographical zone.


Apply for deductibles and reduce the price of your medical insurance. The deductible (or excess) is the amount that is paid by a policy holder upon the occurrence of an insured event. For example, your hospitalization costs €1,000, with an excess equal to €200, a claim payment from insurance company will be €1,000 – €200 = €800.


To buy medical insurance, you provide us with the following documents: your passport, resident permit and, if available, your previous health policy.


On top of this page you can see the Get a Quote form. Please fill out the fields (your name, email) choose the type of your medical insurance: Migration Insurance, Hospital Cover, Doctor’s Visit or Medical Check-up. Then, select your age and gender. After you have submitted your request, we will contact you during our normal business hours from 8.30 am to 6.00 pm.


The main insured can include his/her spouse and children who are over 14 days and under 18–25 years.


Hospital cover

  • 10,000
    childbirth cover

  • 187,500
    transplant services

  • 2,125,000
    maximum amount payable

Get a quote


Why InsuranceLF

  • More than 25 years
    on the market

  • English, Greek
    and Russian assistance

  • Professional
    financial advice